Funding your retirement as a contractor

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Pensions continue to attract the media spotlight. George Osborne recently announced an increase in the full level of state pension, taking it up to £155.65 per week from April 2016. This follows the introduction of pension reform back in April 2015, giving us more choice than ever before when it comes to funding our retirement.


However, recent research by the Financial Conduct Authority revealed that some people could have received up to 60% more income if they’d shopped around for their pension.

Getting it right usually requires you to do some fairly in-depth homework or take financial advice, maybe even both. Whichever route you go down, make sure you’re confident that your choice won’t leave your funds depleted or expose you to unnecessary tax.


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