ClearSky Financial Services
Pensions
Pensions are the only investment vehicle for which you can receive upto 40% income tax relief and relief from National Insurance. Plus you are providing for your retirement.
Income Protection
As a contractor, if you are unable to work you do not get paid. Income Protection Insurance provides valuable protection in the event of you being unable to work through sickness or accident.
Professional Indemnity Insurance / Employers Liability Insurance
Without professional indemnity insurance you expose yourself to the risk of being sued for all sorts of claims. Most employers and agencies now insist on PI Cover.
Mortgages
As we specialise in providing mortgages for contractors we have arrangements in place with mortgage lenders allowing your contract to be accepted as proof of income.
Life Insurance
Ensure that your family will be financially secure in the event of your death. We can arrange for your company to pay the premiums and not be counted as a benefit in kind. This represents a saving of upto 40% as opposed to paying premiums personally.
Private Medical Insurance
Avoid NHS queues and get back to work as quickly as possible with Private Medical Insurance.
Investments & ISA's
Whether you invest personally into an ISA or through your company into a corporate investment we are experts in the construction of portfolios that are tax efficient make your money work as hard as possible for you.
